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Welcome to Vcastillo403b.info  

 Your Source for Retirement Strategies

RUNNING YOUR PENSION REPORT

Are You CALPERS?

This should help you better understand how your Pension is calculated....

Want to Estimate your CALSTRS Retirement Benefits?

Need to better understand Annuities?

Appointments must be held off-campus for the time being....

Your Retirement Challenges

Many people do not think about the Retirement Challenges ahead and do not plan properly. Knowing what may be ahead will better prepare you for your senior years. You can never start too early and none of us know what our expenses will be. 

I have listed a few...everyone is different in wants and needs but planning for the worse and hoping for the best is always a good plan. 

Challenges:

  • Your Medicare Health Insurance cost. More than just Part A
  • Your Prescription Drug Cost
  • Housing
  • Inflation
  • Out Living your income (your Pension may not be enough)
  • Emergencies
  • And of course....Taxes

These are but a few and we are always available to discuss any of these at your convenience.

Your True Pension Cost

Social Security and your Pension